27, March-2026

    Sri Dr. Ravi C. T.

    Hon’ble Member of Legislative Council & President, DCC Bank Ltd.Chikkamagalur

    President’s Message

    The Chikkamagaluru District Central Cooperative Bank, the lifeline of the district’s farmers, was established in the year 1955. Our bank  and serving the customers over seven decades. It has been providing excellent and unparalleled services to the farmers and customers of the district. Earning their love and trust, the Bank continues to realize the vision and long-term aspirations of the cooperative sector.

    Across the district, with 28 branches, the Bank is operating under a fully computerized Core Banking System offering fast and efficient services using modern technology like Unified Payments Interface (UPI) such as PhonePe / Paytm / BHIM, etc. Bank has also adopted modern banking facilities including Mobile Banking, ATM–Debit Card, SMS Alerts and others are being provided.

    As at the end January 31 2026, the Bank holds ₹1476.94 crores in deposits and has issued ₹1645.13 crores in loans/advances. The Bank’s working capital stood at ₹ 2257.99 crores.

    And reached loan recovery of 99.56% in agricultural loans and 91.08% in non-agricultural loans, thereby achieving a overall recovery of 96.65%. A action plan has been prepared to achieve 99% recovery rate by the end of March 2026.

    The Bank offers zero-interest short-term agricultural loans, medium-term agricultural loans at 3% interest under GOK int subsidy scheme.  Our Bank is also advancing Non-agricultural loans like Jewel loan, House construction, House purchase and other various sectors to the customers. Customers are covered under GOI crop insurance schemes like WBCIS and PMFBY and eligible customers are also enrolled under Central Government social security schemes such as PMJJBY and PMSBY.

    The cooperative sector is one of social responsibility and development. With the full support of the new Board of Directors, we are confident and committed to serve the customers of the district with efficiency and dedication.

    We express our gratitude to all former Presidents, Vice-Presidents, Board members, cooperative institutions, and all cooperative partners of the district whose contributions have enabled the Bank’s progress. With the continued trust of all cooperatives, the Bank’s Board of Directors, cooperative institutions, and the staff, we aspire to elevate the Bank to the position of the best cooperative bank in the state, through disciplined planning and sincere efforts.

    Jai Sahakara

    (Sri Dr. Ravi C. T.)                      

    Hon’ble Member of Legislative Council &

    President, DCC Bank Ltd.Chikkamagalur